Paris Real Estate in 2026

Market stabilization, return of foreign buyers and evolving financing conditions

After a correction phase that began at the end of 2022, the Paris real estate market is entering 2026 in a phase of gradual stabilization. The signals observed since the beginning of the year are converging.

A market entering normalization after 24 months

• gradual recovery in transaction volumes
• reactivation of demand for well-positioned assets
• visible return of international buyers, particularly from the United States
• continued selectivity on asset quality

On high-end segments, prime assets maintain higher liquidity, while properties with structural flaws continue to experience discounts.

At the same time, the high-end rental market is tightening again due to returning expatriates and increased international demand.

Interest rates and OAT 10 years

The evolution of the 10-year OAT remains a key indicator.

• low rates period between 2015 and 2021
• sharp increase from 2022
• stabilization phase since late 2024

A slight increase in rates is expected in Q2 2026, with stronger tension possible in Q3.

This outlook is based on central bank adjustments, moderate inflation and stabilized expectations.

Financing conditions in 2026

Financing remains favorable for high-end international clients.

Foreign buyers

• financing between 70% and 80%
• higher scrutiny on profiles
• more selective underwriting

American profiles benefit from strong banking credibility.

Retired international buyers

• stable income
• low perceived risk
• clearer profiles

Watch point

Borrower insurance costs are increasing for Gulf clients.

Geopolitical context

The international environment acts as a catalyst, reinforcing France’s stability perception.

Global flows evolution

• Middle East attractiveness
• US to Europe investment shift
• French expatriates reinvesting

Growing weight of international clients

International buyers represent up to 50% of transactions in certain segments.

Conclusion

The Paris market is entering a clearer phase with stabilized financing and returning demand.

FAQ

Will prices rise in 2026?
The market shows stabilization signs.

Will interest rates increase?
A slight increase is expected.

Can foreigners still borrow?
Yes, conditions remain favorable.

Why Americans invest?
For diversification and quality of life.

Is it a good time to sell?
Yes, with proper positioning.

Fairway Luxury Real Estate