Paris Real Estate Market in 2026

Between tax pressure and stricter credit, should you sell or buy now

The Paris real estate market is entering 2026 in a unique phase. On one hand, the rise in tax measures targeting vacant properties and second homes is prompting some owners to reassess their assets. On the other, financing conditions, after a period of relative improvement, are showing renewed signs of tension, particularly due to mechanisms linked to the usury rate. In this environment, a key question arises: should you sell now or wait, and under what conditions should you consider buying? This analysis requires precision, as beyond often anxious narratives, the Paris market is not reversing, it is transforming. Fairway Luxury Real Estate, a specialist in high-end real estate in the 8th and 17th districts of Paris, supports sellers and buyers with a refined understanding of market dynamics, regulatory constraints, and financing realities.

Increased pressure on owners

Housing policy in Paris is clearly moving toward greater mobilization of existing stock. Several levers are being activated:

• taxation of vacant properties reaching 30% to 60%
• increased pressure on second homes
• rise in municipal preemptions
• political support for primary residences

A more nuanced reality

Paris has approximately 1,393,800 properties, with only 18,600 considered long-term vacant, representing 1.3% of the stock.

Return of credit constraints

Interest rates currently stand around 3.25%, 3.45%, and 3.65% depending on duration, with the usury rate creating rigidity.

A market in transition

The market shows more sellers but stricter buying capacity, leading to greater selectivity.

Should you sell in 2026

It depends on the owner’s profile. Rental properties face reduced profitability, while primary residences remain stable.

Should you buy in 2026

The environment is more balanced but requires strong financing preparation.

Micro-local analysis

The 8th district remains resilient, while the 17th offers more opportunities.

Strategy overview

Different profiles require different strategies depending on financial strength and objectives.

Our analysis

The Paris real estate market is entering a phase of restructuring with more demanding conditions.

FAQ

Will taxes lower prices?
No, impact remains limited.

Is credit blocked?
No, but more selective.

Is it a good time to sell?
Yes for certain profiles.

Is it a good time to buy?
Yes with strong financing.

Is Paris still safe?
Yes in prime areas.

Fairway Luxury Real Estate